Penny Stock Prophet Reviews: Scam Or Real Profit Explosion?

Category : Forex Broker

Penny Stock Prophet Reviews: Scam Or Real Profit Explosion?

by

davis carter

Are you searching for a Penny Stock Prophet review that provides the naked specifics about what this program has to yield? The impact of The Penny Stock Prophet has been nothing at all short of phenomenal and there’s a enormous quantity of excitement surrounding this investment product. The hunt for a magic formula to predict share prices has been a quest for investors from the beginning of trading on the stock markets of the world. Most persons are aware that trading penny stocks has the potential to be very profitable. But the million dollar question (in some cases literally) is which stocks does one pick. In this Penny Stock Prophet review completely reveal what this programs all about.

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Who Is Behind Penny Stock Prophet? Penny Stock Prophet is the brainchild of former MIT Applied Mathematics major James Connelly. When he initially began trading in stocks of over $twenty in value, he was in the first instance not successful. However he then generated a formula that $one thousand investment into $1.4 million in a period of 13 months. What Exactly is The Penny Stock Prophet? In its fundamental structure Penny Stock Prophet is a newsletter. This newsletter is then delivered to all the subscribers containing a listing of precisely which stocks to truly make an investment in. While that on its own might not sound that dynamic it’s the value with the listing that provides it its unbelievable worth. These specific stocks have already been scrutinized totally and you are then presented with the precise buy and sell value point for each particular stock. The program operates by evaluating winning trends from both the past and present searching for consistent patterns to indicate how stocks will perform. Penny Stock Prophet Review – Summation At first I was exceptionally doubtful I had read stuff on the internet calling the system a scam. However backed by the sixty day money back guarantee I decided I might give it a go because if it didn’t work I could always get my cash back. To my surprise and pleasure almost all of the stock picks turned out to be winning trades. On the couple that I didn’t make cash on I did not lose too much either so all in all I am extremely pleased with how the system is performing. I would state this must be the finest system for choosing stocks within the marketplace and ideal for those that are hesitant with regards to making their own selections,not experienced or simply don’t have the time to put into place their own selections. I will end this Penny Stock Prophet review by stating if you’re looking to realize monetary independence via investing I can not imagine of a more beneficial program to recommend.

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Bank of America leads Consumer Financial Protection Bureau complaints about mortgages

Category : Uncategorized

Thursday, October 3, 2013

A review this week by Wikinews of US Consumer Financial Protection Bureau (CFPB) complaints about mortgages in the United States shows Bank of America leads all lending institutions in complaints.

Since mortgages complaints were recorded in December 2011, 77,622 total have been added to CFPB’s database. 29.2% of these complaints involved Bank of America, with the second most received by Wells Fargo, accounting for 15.5% of all complaints. JPMorgan Chase ranked third by volume of complaints with 9.8%. Ocwen was fourth with 8.7% and Citibank was fifth with 4.8%. Nationstar Mortgage; Green Tree Servicing, LLC; HSBC; PNC Bank; U.S. Bancorp; OneWest Bank; SunTrust Bank; Flagstar Bank; and Select Portfolio Servicing, Inc. each had between 1.0 and 3.8% of total complaints. The remaining 14.4% of all complaints about consumer mortgages were divided between about 530 other lending institutions.

The Motley Fool reported last month that for the past fiscal quarter, the biggest US based mortgage lenders were from first to fifth Wells Fargo, JPMorgan Chase, Bank of America, Quicken Loans and U.S. Bancorp.

According to the US Federal Reserve, debt for family residences stands at US$10.706 trillion for the second quarter of 2013. As of the end of June of this year, Bank of America is the United States’s second largest commercial bank with US$1.343 trillion in domestic assets. Wells Fargo is the fourth largest commercial bank with US$1.251 trillion in domestic assets. JPMorgan Chase is the largest US commercial bank with US$1.329 trillion in domestic assets and US$1.947 trillion in total assets.

The mortgage complaints in the CFPB report include several subproducts. Conventional fixed mortgages account for 27.1% of all complaints. Conventional adjustable mortgages account for 10.0%. FHA mortgages account for 7.7% of all complaints. Home equity loans or lines of credit account for 3.8% of all complaints. VA mortgages are 1.4% of all complaints. Second mortgages and reverse mortgages each account for 0.6% of complaints. The remaining 48.7% of complaints are about other mortgages or other mortgage issues. A few years ago, FHA loans accounted for about 10% of all US mortgages while VA loans accounted for about 3%. Prime loans accounted for over 75% of the market and the rest were subprime mortgages.

California leads all states by volume of complaints with 14768. It is followed by Florida, New York, Georgia and Texas. When complaints are divided by a state’s total population, New Hampshire leads. The state is followed by Washington D.C., Maryland, Georgia and Florida. Complaints do not correlate with national rankings for August’s foreclosure rate by state where Nevada topped the list, followed by Florida, Ohio, Maryland and Delaware.

Two zip codes account for over 1,000 total complaints between them. 565 complaints originated in the 48382 zip code, which is in Commerce Township, Michigan, located in suburban Detroit. 553 complaints originated in the 33071 zip code, in Coral Springs, Florida. According to real estate website Zillow, there are currently 1,033 properties in foreclosure in Coral Springs while Commerce Township only has 131 properties currently in foreclosure. Four other zip codes have 100 plus complaints originating from them. 91730, in Rancho Cucamonga, California, had 158 complaints. 33409, in West Palm Beach, Florida, had 132. 92626, in Costa Mesa, California, had 125 complaints. 92660, in Newport Beach, California, had 122 complaints. Respectively, the towns had 534, 1,068, 153, and 134 properties currently in foreclosure. These numbers are higher than for the cities of a few sampled zip codes where there was only one complaint, such as Gold Hill, Oregon which has 4 properties in foreclosure, and Decatur, Illinois which has 6 properties in foreclosure.

The CFPB categorizes complaints into six categories: “Loan modification, collection,foreclosure” or problems when a person is unable to pay; “Loan servicing, payments, escrow account” or problems with making a payment; “Application, originator, mortgage broker”; “Credit decision / Underwriting”; “Settlement process and costs”, and “Other”. The CFPB says the complaint types indicate consumers “appear to be driven by a desire to seek agreement with their companies on foreclosure alternatives. The complaints indicate that consumer confusion persists around the process and requirements for obtaining loan modifications and refinancing, especially regarding document submission timeframes, payment trial periods, allocation of payments, treatment of income in eligibility calculations, and credit bureau reporting during the evaluation period.” Currently, 59.6% of all complaints against lenders deal with being unable to pay. 25.1% deal with problems in making a payment. 7.0% have to do with the application process.

Of the complaint-heavy zip codes, for 48382 in Commerce Township, Michigan, 98.9% of all complaints have to deal with being unable to pay. Accounting for 23.4% of all mortgage complaints in Commerce Township, 132 of the complaints for being unable to pay were made regarding Bank of America, accounting for 97.8% or all but 3 complaints against them from the zip. 121 of the Bank of America responses in Commerce Township were closed with explanation and 12 were closed with non-monetary relief. 33071 in Coral Springs is different, with 537 of the 553 complaints being categorized under other. Only 11 complaints relate to foreclosure and issues with being able to pay. 92626 in Costa Mesa, where 32% of the mortgage complaints were about Bank of America and 26.4% were about Wells Fargo, had 93.6% of its complaints dealing with being unable to pay. 5 total complaints dealt with payment issues and 3 dealt with applications.

Beyond regional variance in complaint types lodged, the top five mortgage lenders by volume of complaints all had being unable to pay as their top complaint category, ranging between 55.8% for Citibank and 69.4% for Bank of America. Problems with payment accounted for the second largest area of complaints, with Ocwen having the largest percentage of complaints at 31.9% and Bank of America having the smallest at 18.8%. Foreclosure was the top area of complaints for a number of other lending institutions including 1st Alliance Lending, OneWest Bank, Ally Bank, Banco Popular de Puerto Rico, Bank of the West, BMO Harris, BOK Financial Corp, Caliber Home Loans, Inc, Capital One, Deutsche Bank and EverBank.

Nationally, complaints reached a high of 5,840 for January 2013, 1,107 more than the next highest month of April 2013. The total emerging for September is the second lowest since records were first kept in December 2011. On a state by state level, this pattern largely repeats with a major exception for Florida which saw a peak of 849 complaints in June 2012. Then, as now, Florida was one of the top five states in the nation in its foreclosure rate. The national January spike came as the Qualified Mortgage standard required by the The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 came into play. It required mortgage lenders to take steps to insure borrowers could repay their mortgages.

Bank of America’s complaint volume follows the national trend, with a spike in January 2013 with 1,925 total complaints. Unlike nationally, the next month by volume of complaints was February of this year with 1,598 complaints. Prior to that, the highest month was May 2012 with 1,418 complaints. The lowest volume of complaints is September this year with 334.

Wells Fargo matched national trends for volume of complaints by month, with the exception of the current month being the lowest on record for number of complaints with 197 compared to the next lowest month, December 2011, when they had 221. JPMorgan’s complaint volume by month spiked in January and March of this year with 504 complaints. April of this year was the next highest month with 493 complaints, edging out May of last year with 488 complaints. September this year is on track to be the lowest month by complaint volume.

The federal government shutdown is unlikely to impact the current mortgage situation in the United States directly for most consumers, though mortgage processing by the Federal Housing Administration could be slower, resulting in fewer mortgages processed.

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U.S. FDA advisory committee votes to grant Emergency Use Authorization to Moderna coronavirus vaccine

Category : Uncategorized

Friday, December 18, 2020

Capping a nearly year-long effort, the U.S. Food and Drug Administration (FDA) granted Emergency Use Authorization (EUA) of Moderna’s mRNA vaccine against SARS-CoV-2, the virus that causes Coronavirus Disease 2019 (COVID-19), after the agency’s Vaccines and Related Biological Products Advisory Committee (VRBPAC) voted yesterday 20-0, with 1 abstention, that the benefits of the vaccine outweigh its risks.

This comes less than 1 week after the FDA granted emergency use authorization to a similar vaccine made by Pfizer and BioNTech.

During yesterday’s deliberations, the advisory committee discussed plans to unblind participants in existing clinical studies, and considered whether scientific integrity requires placebo control of continuing studies. One possible solution that was discussed is a blinded crossover design. An additional research question is how to study whether vaccines protect against asymptomatic transmission. The committee member who abstained from the final vote said that expanded access would be better than emergency use authorization. Generally, the FDA adheres to the recommendations of its advisory committees, with only rare exceptions.

The Pfizer/BioNTech and Moderna mRNA vaccines are the first two of their kind: they contain ribonucleic acid (RNA) encased in lipid nanoparticles. The nanoparticles deliver the RNA to cells in the body of the person receiving the vaccine. Ribosomes, which are parts of all cells, then translate the RNA into spike protein which then produces an immune response.

The emergency use authorization of a second vaccine comes as a welcome addition to the first, since no one single company can make enough vaccine for every person in the world (5–8 billion doses will be necessary for herd immunity depending on whether the vaccines prevent asymptomatic transmission or not). Also, the Moderna vaccine must be stored at -20°C (-4°F) which, while very cold, is easier to attain than the -70°C (-94°F) ±10°C required for storage of the Pfizer/BioNTech vaccine which requires vast quantities of dry ice and special, ultra-low-temperature freezers.

In the United States, the first shipment of each vaccine (for example, 3 million doses of the Pfizer-BioNTech vaccine) will be reserved for health-care workers and nursing homes. Pfizer expects to manufacture 20 million doses of their vaccine in time to be administered this year, and 100 million by March. After nursing-home residents and health-care workers, the next people in line to receive the vaccines will be those over 65 years of age and those with significant co-morbidities and risk factors, and some essential workers. The general public in the United States can expect to have vaccines available in their doctors’ offices or pharmacies later in the spring of 2021.

The vaccine is designed to be taken twice; the second dose of the Moderna vaccine should be administered 4 weeks after the first. The second dose of the Pfizer/BioNTech vaccine should be administered 3 weeks after the first, and people should take the same brand twice.

The legal authority for emergency-use authorization is in section 564 of the Federal Food, Drug, and Cosmetic Act. An EUA is less than a full approval, and represents a determination by the FDA that

  • The disease must be serious or life-threatening.
  • The vaccine may be effective to prevent, diagnose, or treat the disease.
  • The known and potential benefits of the vaccine outweigh the known and potential risks of the vaccine.
  • No adequate, fully-approved, alternative product is available to prevent the disease.

The vaccine development process normally takes 5–20 years, but scientists developed the new vaccines in record time by building on their experience with SARS and by performing many of the development, manufacturing, and testing steps in parallel.

COVID-19 is a respiratory and hematologic disease caused by SARS-CoV-2, a positive-sense single-stranded RNA virus believed to have originated in bats. The virus typically causes a cold-like or flu-like illness, but illness severity ranges widely from no symptoms at all to death, and it is very contagious. Although many cases are asymptomatic (50% of all transmission is from asymptomatic and pre-symptomatic persons), the disease has killed over 1.5 million people (294,874 of whom are in the United States) in only a year.

Donald Trump had directed the FDA commissioner to issue the EUA for the first (Pfizer/BioNTech) vaccine by the end of the day on Friday, December 11. Researchers continue to test 63 different vaccines against the coronavirus on humans.

[edit]

Some information contained in this article was obtained from television, radio, or live webcast sources. Reporter’s notes and the broadcast source details are available at the collaboration page.
  • “FDA Takes Additional Action in Fight Against COVID-19 By Issuing Emergency Use Authorization for Second COVID-19 Vaccine” — Food and Drug Administration, December 18, 2020
  • “Vaccines and Related Biological Products Advisory Committee December 17, 2020 Meeting Announcement” —  December 16, 2020
  • “Moderna announces longer shelf life for its COVID-19 vaccine” — Moderna, December 16, 2020
  • “FDA Takes Key Action in Fight Against COVID-19 By Issuing Emergency Use Authorization for First COVID-19 Vaccine” — Food and Drug Administration, December 11, 2020
  • “Covid-19 Vaccine Tracker” — The New York Times, December 11, 2020
  • “Who will get the coronavirus vaccine first?” — The New York Times, December 11, 2020
  • “Covid-19 Live Updates: F.D.A. Expected to Issue Pfizer Vaccine Authorization on Friday Evening” — The New York Times, December 11, 2020
  • Reis Thebault, Meryl Kornfield, Carolyn Y. Johnson, Laurie McGinley, Paulina Firozi, Kim Bellware, Erin Cunningham, Hamza Shaban, Miriam Berger. “U.S. sets death record again as FDA advisers recommend Pfizer-BioNTech vaccine” — The Washington Post, December 10, 2020
  • Josh Dawsey and Laurie McGinley. “White House orders FDA chief to authorize Pfizer-BioNTech vaccine Friday or submit his resignation” — The Washington Post, December 11, 2020
  • Fernando P. Polack, M.D., Stephen J. Thomas, M.D., Nicholas Kitchin, M.D., Judith Absalon, M.D., Alejandra Gurtman, M.D., Stephen Lockhart, D.M., John L. Perez, M.D., Gonzalo Pérez Marc, M.D., Edson D. Moreira, M.D., Cristiano Zerbini, M.D., Ruth Bailey, B.Sc., Kena A. Swanson, Ph.D., et al., for the C4591001 Clinical Trial Group. “Safety and Efficacy of the BNT162b2 mRNA Covid-19 Vaccine” — New England Journal of Medicine, December 10, 2020
  • “Public hearing of the Vaccines and Related Biological Products Advisory Committee” —  December 10, 2020
  • “Covid 19 Vaccine U.S. Distribution Fact Sheet” — Pfizer, November 20, 2020
  • “COVID-19, SARS-CoV-2 and the Pandemic (Lecture 1)” — MIT, September 3, 2020
  • “COVID-19, SARS-CoV-2 and the Pandemic (Lecture 8: Vaccines)” — MIT, September 3, 2020
  • “Coronavirus Resource Center” — Johns Hopkins University, December 11, 2020
  • “Morbidity and Mortality Weekly Report” — Centers for Disease Control, December 11, 2020
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Entertainment, Restaurants And Bars In Coventry

Category : Lunch

Submitted by: Susan Ashby

It is fair to say that Coventry is one of the provincial cities that provides plenty of entertainment for the local residents but, so far at least, is not a destination that attracts people to it for its night-life. With two universities in the city, during the academic term time the city is generally livelier than when the student population isn’t around. That said there are plenty of good bars, restaurants, theatres and clubs available in the city. Also, within 15 minutes of the city is the NEC arena (National Exhibition Centre Arena) and the touring shows it brings to the West Midlands.

Bars and Pubs: One of the oldest pubs in Coventry, with a history dating back to the 1620s is the Malt Shovel on Spon End, not far from the Ice rink at the western edge of the city centre. It has three serving areas and you can choose whether to sit in a ‘traditional’ area or something a bit more modern and cosmopolitan. The pub usually has live music on Friday and Saturday evenings, but currently only serves food at lunchtimes and on Sundays. It’s not surprising, given the proximity of Coventry to the town of Rugby, that there is a pub in Coventry with a strong rugby theme. The Gatehouse Tavern, on Hill Street near the Belgrade Theatre, is that pub. Rebuilt from a derelict mill building it features stained glass windows depicting the six nation’s rugby, such is the landlord’s devotion to the sport. Guest beers form the local Church End brewery are available and a large garden area makes it an even more inviting pub to visit in the summer. A member of the Scream chain of pubs, the Aardvark on the Butts in the city centre is very popular with the student population. Describing itself as the perfect place to relax and chill out in funky unpretentious surroundings, ideal for meeting up with friends for a drink or something to eat. However, locals variously describe it as; dirty, a dive, a good pub ruined and other comments that really can’t be printed here! Despite being close to Coventry University on Far Gosford Street the Beer Engine is popular with both students and locals, indeed it is seen just as much as a local pub as one frequented by students. Under new management the pub serves guest beers and has re-installed a piano in the bar for an occasional impromptu sing-along.

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Restaurants: A good place to eat in Coventry is Fillini’s Restaurant, in the Ramada Hotel at the Butts at the western edge of the city centre. Whilst you can have an admirable lunch for under 10 a three course evening meal here will cost anything between 30 and 40, excluding drinks. The menu has a mixture of British and Italian cooking, which mainly has a Venetian theme to it. The Coombe Abbey Hotel in Binley to the east of the city centre also has a fine restaurant. The A La Carte menu here follows a more traditional British cuisine, featuring several steaks and fish dishes. The prices here are quite expensive, budget up to 50 per person for a three course dinner, before adding on any wine or drinks. The wine list is probably the best in the city; it has classic ’94 Burgundy wines like Chanson Gevrey Chambertin at 46.50 and a 1990 Chablis ler Cru Fourchume at only 37.50 a bottle, as well as a range of new world and non-vintage wines. If you’re there to celebrate something it also has the 1995 luxury Grande Cru champagne – Dom Perignon, Moet & Chandon – at 110 a bottle. Back in the city centre, on St Martins Lane is Brown Restaurant – which incorporates the Bar Covent Garden as well – this provides a better than average eating out experience in Coventry. Opened in 1973 it has a magnificent frontage onto the lane and has been mentioned in the Good Food Guide. Its menus have a distinctly Italian and French influence and a three course meal, excluding drinks; will be around 20 – 25 per person.

Entertainment: Careys Nightclub and Bar, at the Butts in the city centre, is a popular venue for a night out in Coventry. It has two floors and is used as a venue for touring bands, comedians and all sorts of dance evenings. Usually on Saturday nights upstairs is the main dance venue, but it is also open on Thursday and Friday evenings. Downstairs is used mainly for live bands, but at least once a fortnight it’s given over to a guest appearance or ‘open mic’ comedy club. The Warwick Arts Centre is in the campus of Warwick University, to the south of the city centre. It has four performance areas that cater for theatrical productions, a concert hall capable of seating 1200 people, a theatre with seating for just over 500 people, a studio with about 85 square metres of performance space and a small cinema. Theatre productions are staged by small touring professional or local amateur groups; whilst musical productions feature classical orchestras, rock and folk bands as well as contemporary international musicians. The centre is also a venue used by many of the county’s top touring comedians and poets. The Belgrade Theatre, in the city centre, was opened in 1958 and is one of the buildings that was part of the post-war re-building programme. The building is partly constructed from timber donated as a ‘thank you gift’ by the citizens of Belgrade, in what was then Yugoslavia. The auditorium holds over 850 people and is the place where such luminaries as Trevor Nunn, Michael Crawford and Joan Plowright initially made their names. Now a Grade II listed building it has recently been refurbished, reopening in September 2007.

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‘Big Brother Australia’ evictee recounts youth in controversial religious group

Category : Uncategorized

Thursday, May 29, 2008

David Tchappat, a popular housemate recently evicted from the television reality program Big Brother Australia, has spoken out critically of his childhood experiences in the controversial religious group “Raven-Taylor-Hales Brethren“, referred to in Australian media as “Exclusive Brethren”. Tchappat was a participant in the edition Big Brother Australia 2008, and was voted off the show on May 25.

Tchappat, 33, a former police officer and presently a firefighter, left the controversial group at age 19. He says he attempted to leave at age 17 but was brought back by members of the group and “interrogated” by group leadership for months. Up until he left he had never eaten in a restaurant, listened to the radio or been to the movie theater. According to Macquarie National News, Tchappat’s former community numbers number approximately 15,000 in Australia. Raven-Taylor-Hales Brethren is a sect of Protestant Christianity and a breakaway group from Exclusive Brethren.

Due to his departure from the group, Tchappat had to break off contact with family members still inside the organization, though at times he speaks with his parents. Members do not vote in elections because they feel it contradicts their belief that God should determine who is in power, but they provide finances to the Liberal Party of Australia. Tchappat’s cousin Andrew left the group a few months after he did.

Look, I don’t like to say it’s a cult, but it basically is. My whole life was controlled.

After getting to know his fellow Big Brother Australia housemates for three weeks, Tchappat recounted some of his experiences in his former religious group. “Look, I don’t like to say it’s a cult, but it basically is. My whole life was controlled. I didn’t have a say in it myself,” he said on one episode. He grew up in the Raven-Taylor-Hales Brethren community in Gosford, New South Wales, and explained: “It’s based on Christian values but it’s very strict. So I had no TV, no radio, no computer, never been to a movie or a restaurant or kissed a girl – you name it, I didn’t do it.”

In an interview Tuesday with former Big Brother Australia runner-up Tim Brunero on Macquarie National News, Tchappat said he is planning on releasing a book about his experiences growing up in the controversial religious group. “I’ve spent the last two years writing it. It just happened that I got into Big Brother in the tail-end of it. Obviously there’s a few more chapters to add, but I’m really pumped, it’s an interesting story,” he said. He plans to title the book Losing my Religion.

He was also interviewed by ninemsn on Tuesday, and said he does not regret discussing his experiences in Raven-Taylor-Hales Brethren on Australian national television. “I’m an example of how you can go out and be successful. I say to people that if you are thinking about leaving, and you’re serious, take a punt and give it a go. You can always go back if you don’t like it.” Former members of the group were inspired by Tchappat’s comments and empathized with his experiences in posts to Big Brother Internet message boards.

I believe this is an extremist cult and sect. I also believe that it breaks up families.

Prime Minister of Australia Kevin Rudd criticized the Raven-Taylor-Hales Brethren group in August 2007. At the time he was leader of the Australian Labor Party, and requested that then-Prime Minister John Howard reveal what took place in a private meeting with senior members of the religious group. “I believe this is an extremist cult and sect. I also believe that it breaks up families,” said Rudd to reporters in Adelaide according to The Sydney Morning Herald. He noted that the organization was being investigated by the Australian Federal Police for prior election activities, and wanted to know how much funding had been given by the group to the Liberal Party.

During his election campaign Rudd called on Australian federal agencies including the anti-money laundering agency Australian Transaction Reports and Analysis Centre (AUSTRAC), the Australian Federal Police, the Australian Taxation Office, and the Australian Electoral Commission to investigate the activities of Raven-Taylor-Hales Brethren. In spite of Rudd’s criticism of Raven-Taylor-Hales Brethren, the religious group was guaranteed AUD10 million in taxpayer funding for its school facilities in January 2008. Rudd had promised during his election campaign to maintain education funding levels for non-government schools if he became Prime Minister.

Australia media reported on May 18 that Rudd rejected a request from former members of Raven-Taylor-Hales Brethren to investigate the group. 34 ex-members of the religious group had sent a letter to the Prime Minister’s office asking him to investigate how they were treated in the organization. A spokesman for Rudd said that the ex-members should instead take their request to the police, and that a government investigation would raise religious freedom issues. Rudd’s chief of staff David Epstein said that the Prime Minister “does not resile from the views he expressed last year” and “remains concerned about the reported imposition of doctrines that weaken family bonds”.

Australian Greens spokeswoman Christine Milne told Australia’s ABC News said that the well-being of children still in the group should be of primary concern. “The issue here is not about religious freedom, it is about what this cult is doing to destroy families and effectively to undermine the law,” said Milne.

Ex-member Peter Flinn, who wrote the letter sent to Rudd which was signed by 33 other former members, was disappointed by the Prime Minister’s response. “We just want to highlight other equally fundamental human rights, such as access to family who remain Brethren members, a right callously denied for decades,” he said in a statement in The Sydney Morning Herald. Senator Bob Brown of the Australian Greens party has proposed a government inquiry into the group’s public funding, tax concessions and possible practices that harm children.

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Category:July 16, 2010

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? July 15, 2010
July 17, 2010 ?
July 16

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Gordon Parks, African American filmmaker, dies at 93

Category : Uncategorized

Wednesday, March 8, 2006

Renowned African American artist Gordon Parks, known for his photography, film direction, and autobiographical works, including the book and film The Learning Tree, died Tuesday at his home in New York. He was 93.

Parks was a pioneering black artist with an impressive list of honors and accomplishments, including at least 40 honorary doctorate degrees. He was the first African American staff photographer for Life magazine, where he worked from 1948 to 1972. President Reagan presented him with the National Medal of Arts in 1988. He published at least five semi or wholly autobiographical books.

Gordon Roger Alexander Buchannan Parks was born November 30, 1912, in Fort Scott, Kansas, the youngest of 15 children. After his mother’s death when he was 16, he moved to St. Paul, Minnesota, where he attended high school. He dropped out in order to find work during increasingly hard times, traveling extensively in the North and Northwest looking for jobs.

In 1938, he bought his first camera and experimented with both documentary and fashion photography. At age 30, he won a fellowship and traveled to Washington, D.C., where he worked as a photographer for the Farm Security Administration and later for the Office of War Information.

During his time at the FSA, Parks composed photo-essays critical of the racial and social prejudices many faced. His work drew attention both to himself and to the poverty and social injustices of the time.

After the beginning of the war, Parks moved to Harlem, where he found a job as a fashion photographer for Vogue and continued to take socially provocative photos of slum life in the city. It was these photos that convinced Life’s photography editor to hire him.

In 1962, Parks wrote The Learning Tree, based on his Kansas childhood. The book was a success, and Parks later directed the film version, for which he also wrote the screenplay and the music. The Learning Tree was one of the first 25 films placed on the National Film Registry. Parks next directed Shaft and its successful sequel, Shaft’s Big Score, as well as a blaxploitation comedy called Supercops.

Parks’ other artistic achievements include a ballet, written about Martin Luther King, Jr., four other memoirs, a collection of poetry, several original musical compositions and at least one other fictional, non-autobiographical novel. Collections and exhibits of his photography have traveled extensively within and beyond the United States.

He is survived by his three ex-wives, Sally Alvis, Elizabeth Campbell, and Ms. Young; his daughter, Toni Parks Parson, and his son, David, from his first marriage; and a daughter, Leslie Parks Harding, from his second marriage; five grandchildren; and five great grandchildren. A son, Gordon Parks Jr., died in 1979.

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Natural Ingrown Hair And Razor Bump Treatment That Will Improve Your Skin’s Complextion Dramatically!

Category : Men's Health

By Emily Rowlster

Natural and Effecxtive Razor Bump and Ingrown Hair Treatment That Will Greatly Improve Your Skin Complexion!

Is there anything you would change about your appearance? Has your face changed since you first picked up a razor? Are sharp razor blades cutting your cheeks and neck and leaving your skin red? Are ingrown hairs and razor bumps now a part of your life? Why not do something aggressive and treat razor bumps and ingrown hairs while increasing your skins strength and resilience?

Pores and hair follicles will be aggravated by shaving and other forms of hair removal. Skin rashes, acne cysts, skin irritations, razor burn, razor bumps, and ingrown hairs are normal side effects of waxing or shaving. Both males and females both feel the emotional stress and physical pain associated with the red outbreaks of hair removal. Are you tired of shaving every morning and seeing the inflammations getting worse?

Imagine shaving or removing hair from the root and having your pores respond normally without inflammation. Picture returning that healthy, flawless complexion you had years ago. Skin irritation does not need to be a part of your life. There is no good reason to keep going to work or school with razor burn or shavers bumps covering your cheeks and neck. There is a new skin treatment product that treats razor burn and ingrown hairs. It is a better treatment than any other cream since it cures your skin problems and inflammations on a biological level, not with synthetic chemicals. When utilizing any basic aftershave lotion or razor burn treatment, you might feel a burning or searing sensation. Every person is familiar with the feeling of what seems like a forest fire on their cheeks.

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Stop going to the grocery store and buying some blue or light green liquid that advertises itself as a treatment to resolve skin irritations. What you need is a biological treatment that cures inflammations on a cellular level. There is now a product that uses a biological substance packed with enzymes and cell-communicating ingredients that works better than any ingrown hair or razor bump treatment since it provides a microenvironment at the site of the problem that supports the natural ability of your body to heal itself instead of providing a clever concoction that might address the symptoms but may also further inflame the skin if your system deems they may be unfriendly ingredients.

Countless people from all ends of the map have written to the manufacturer of this solution and told him how well the skin care cream performs miracles for them. People who have shaving issues or ingrown hairs their whole lives have told us how our treatment cream has helped them heal issues they have had for decades. We have read moving testimonials from individuals with chronic folliculitis, razor burn, skin rashes, and even keloid scars that have experienced immediate results utilizing this skin care cream. Want to know the little secret they already know? This same razor bump cream will help you heal acne and stretch marks along with a wide variety of skin ailments due to its skin regeneration component inside.

Natural Razor Bump Treatment

The following is a short explanation as to how its helps soothe razor bump. This skin care cream acts as a skin regenerating activator. The biological ingredient being incorporated contains natural antimicrobial peptides that fight infection within the skin and also induces the production of those same peptides, by your own immune system, on the surface of the skin and within the hair follicles.

Opportunistic bacteria such as microbes are active on the skin and invade hair follicles. These are eliminated. If someone has follicle inflammations after hair removal, application of the natural skin care ingredient will quell bacteria and other agents that may promote the production of those biochemicals that cause redness or pain.

This skin care cream’s natural enzymes unclog clogged pores and propel the removal of dead or dying cells found inside the hair follicles. Enzymes specific to the skin cream promote new cellular growth in place of the dead or digested cells. The rehabilitation of the skin is needed in order to clean out the existing problems of cells inside follicles. The chances of the hair growing sideways is reduced when the follicle is unclogged and functioning correctly. This takes away the potential for an ingrown hair to form.

The skin care product’s biological compound of skin regenerating glycomolecules and copper peptides convey messages to the body to not inflame, restoring the integrity of the skin tissues hurt by razor bumps and razor burns.

While regenerating the skin, new collagen and elastin fibers are produced to help renew the basal layer of the skin and also glycosaminoglycans and proteoglycans the molecules that moisture the skin from within. Plus the antimicrobial peptides found in the cream bar infections by killing bacteria on the skin. These are essential elements in the fight against razor bumps and razor burn.

Discover how you can say goodbye to razor bumps and ingrown hairs due to a naturally occurring serum incorporated into a moisturizing skin care cream. Snail serum not only cures razor burn and ingrown hair but helps alleviate folliculitis or barbers itch and acne by killing bacteria and eliminates keratosis bumps, actinic keratosis formations, scars and stretch marks with its biological dissolving enzymes. We all want clean skin. Learn about this new biological skin care option for razor bump treatment and that new healthy complexion you desire.

About the Author: Discover how you can say goodbye to razor bumps and ingrown hairs due to a naturally occurring serum incorporated into a moisturizing

skin cream

. Snail serum incorporated into a

skin care cream

not only cures razor burn and ingrown hair but helps alleviate folliculitis or barbers itch and acne by killing bacteria and eliminates skin scars, stretch marks, and various other skin ailments!

Source:

isnare.com

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isnare.com/?aid=738764&ca=Medicines+and+Remedies


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Pfizer and Microsoft team up against Viagra spam

Category : Uncategorized

Sunday, February 13, 2005

New York —”Buy cheap Viagra through us – no prescription required!” Anyone with an active email account will recognize lines like this one. According to some reports, unsolicited advertisements (spam) for Viagra and similar drugs account for one in four spam messages.

BACKGROUND

Spamming remains one of the biggest problems facing email users today. While users and systems administrators have improved their defenses against unsolicited email, many spammers now insert random words or characters into their letters in order to bypass filters. The Wikipedia article Stopping email abuse provides an overview of the various strategies employed by companies, Internet users and systems administrators to deal with the issue.

Ever since pharmaceutical giant Pfizer promised to cure erectile dysfunction once and for all with its blue pills containing the drug sildenafil citrate, spammers have tried to tap into male anxiety by offering prescription-free sales of unapproved “generic” Viagra and clones such as Cialis soft tabs. Legislation like the U.S. CAN-SPAM act has done little to stem the tide of email advertising the products.

Now Pfizer has entered a pledge with Microsoft Corporation, the world’s largest software company, to address the problem. The joint effort will focus on lawsuits against spammers as well as the companies they advertise. “Pfizer is joining with Microsoft on these actions as part of our shared pledge to reduce the sale of these products and to fight the senders of unsolicited e-mail that overwhelms people’s inboxes,” said Jeff Kindler, executive vice president at Pfizer.

Microsoft has filed civil actions against spammers advertising the websites CanadianPharmacy and E-Pharmacy Direct. Pfizer has filed lawsuits against the two companies, and has taken actions against websites which use the word “Viagra” in their domain names. Sales of controlled drugs from Canadian pharmacies to the United States are illegal, but most drugs sold in Canada have nevertheless undergone testing by the U.S. Food and Drug Administration. This is not the case for many of the Viagra clones sold by Internet companies and manufactured in countries like China and India. While it was not clear that CanadianPharmacy was actually shipping drugs from Canada, Pfizer’s general counsel, Beth Levine, claimed that the company filled orders using a call center in Montreal, reported the Toronto Star.

For Microsoft’s part, they allege that the joint effort with Pfizer is part of their “multi-pronged attack on the barrage of spam.” As the creator of the popular email program Outlook, Microsoft has been criticized in the past for the product’s spam filtering process. Recently, Microsoft added anti-spam measures to its popular Exchange server. Exchange 2003 now includes support for accessing so-called real-time block lists, or RTBLs. An RTBL is a list of the IP addresses maintained by a third party; the addresses on the list are those of mailservers thought to have sent spam recently. Exchange 2003 can query the list for each message it receives.

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Euro reaches new lows

Category : Uncategorized

Friday, July 15, 2011

On Tuesday, the Euro fell to a new record low in relation to the Swiss Franc, and to multi-month lows against the U.S. Dollar and Japanese yen; all considered by investors to be safe currencies during times of economic turmoil.

The Wall Street Journal reported earlier that recent comments from the newly installed head of the International Monetary Fund, France’s Christine Lagarde, resulted in a sell-off of the Euro. At a roundtable discussion in Washington, Lagarde noted that the IMF had not yet reached discussion of terms and conditions of a second Greek bailout plan. In fact, a representative from the IMF is currently meeting with Eurozone policymakers to draft such a new proposal. The yield differential between Italian bonds and German bonds has spread to more than 300 basis points, something not seen in over a decade and evidence of investors’ concern.

Adding to the Euro’s woes is the upcoming release of the bank stress tests on Friday. The European Bankers Association said that they expect the data release to shed new light on the Eurozone’s banking situation. Representatives of several of the Eurozone’s governments, including Germany, have requested that the association consider releasing fewer specific details for fear that investor panic will ensue. The inadequacy of the capitalization rates has been an issue with the European Central Bank, whose president recently called upon Eurozone banks to make every effort to put their balance sheets in order.

For the time being at least, an unsubstantiated rumor reported by the Wall Street Journal states that the Eurozone’s central banks’ purchase of periphery debt has helped to quell the downward momentum of the Euro.

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