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byAlma Abell

When you run a business that has a fleet of vehicles, you need to make sure that you get them insured. Typically you aren’t going to get the same type of insurance policy for commercial vehicles that you would get for your own car, you are going to get specialized Commercial Auto Insurance for them. You get commercial vehicle insurance not just because it protects the vehicle, but also because it adds additional layers of protection that is going to be highly beneficial to your business interests. As you look for companies that handle commercial auto policies, you want to look for the following three items in your search:

1. The Policy Should Cover More Than Just The Car

When you are driving a car for your business, you need to protect more than just a car. What you need is the type of insurance that is going to cover the occupants inside of the car, as well as any products or materials that are going to be inside. The products you have inside may be more valuable than the car itself.

2. It Should Pay Off Enough To Be Worthwhile

When you are in an accident, whatever company you go with should be able to pay off enough money for the policy to be worthwhile to you. You don’t want a “minimum” payment; you want enough for it to be beneficial to you.

3. The Policy Should Not Have Too Many “Loopholes”

There are always going to be some loopholes in insurance policies that you find. The goal is to find one that does not have the type of loopholes that can cause you trouble down the line if you get into an accident.

As you search for a Commercial Auto Insurance policy that is going to have your back, you want to consider what Coast Auto Insurance Services Inc. can do for you. Not only can they help you with the car that is in your driveway, but they can also help you with the fleet of cars that are at your office as well. You can find more info on what they can offer you at Coastautoinsurance.com.

byAlma Abell

Since car insurance is required in almost every state in the United States, it is important drivers maintain their coverage. Even though insurance coverage is required, this does not mean drivers have to pay an arm and a leg for coverage. By taking time in finding the right policy and carrier, people can save tons of money on their bill each month while ensuring they have the right amount of car insurance coverage they need. Those needing Car Insurance Seattle should read on for helpful information.

• When purchasing Car Insurance Seattle, it is imperative to shop around. If a person settles for the first quote they receive, they are doing themselves an injustice. Shopping for at least three different price quotes can ensure drivers are getting the best price while making sure they have ample coverage. Some insurance carriers offer comparison quotes to help people save time in making a choice.
• Working with an agent is beneficial in purchasing car insurance services Seattle. Agents are trained to help drivers maximize their coverage while avoiding coverage they do not need. An agent can go over a driver’s insurance policy and trim certain areas of coverage that may not be necessary. This can end up saving drivers hundreds of dollars each year.
• Many car insurance carriers are now offering incentives so drivers will choose their services. Bundling programs allow drivers to bundle their coverage such as home, car and boat insurance, for greater savings.
• Reducing the deductible amount can help people to save money on their coverage. This needs to be carefully considered since it will cause higher out-of-pocket costs should a claim need to be filed.
• Some vehicles do not need full coverage. This is especially true for older vehicles that are losing value. Asking an agent for assistance with determining this need can be beneficial. Opting out of full coverage can save a lot of money.

Calling SAV-ON Insurance Agencies can give you the help you need in making sure you are properly covered with car insurance. With this company, there is no reason to pay exorbitant prices. Click here for more information.

byAlma Abell

People hire a cab for many reasons, not just for a ride to and from the airport. A lot of people find that it’s not economical to their budget to own a car. First of all, there are the car payments, finding out where you can keep you car if you live in the city, enormous car insurance payments, plus the upkeep to keep it running in top performance so break downs aren’t an issue. Calling the Taxi in Manhattan Beach with a trustworthy driver to get you where you want to go is an excellent idea that is gaining in popularity.

People call for a Taxi in Manhattan Beach to take them to the hospital, doctor’s appointments, shopping, and a get together with friends at a favorite restaurant. This is what the South Bay Yellow Cab service does for people all over the city and surrounding areas. They don’t have to worry about the expense of owning a car when all they have to do is call a cab. Cabs come in all sizes, too, so that entire groups can take a sightseeing tour, long rides through the country or cities and then out for dinner.

Corporations like to Hire Taxi in Manhattan Beach to assist their executives with getting around the city in a safe manner. With seminars being held and executives and employees not knowing exactly where to go in a huge city, hiring a taxi service just makes good common sense. Their company members are a lot safer and will definitely be taken to the correct address by a safe driver who knows the entire city. This is a relief when a person is treated so well and with such respect from a cab driver who understands what it’s like for someone who has never been in the city and doesn’t know where they’re going.

Submitted by: Cliff Berman

Is Your Auto Insurance Company Toeing the Line?

Do you know that over 20% of Americans believe they may be paying too much for their auto insurance-and that most of them are right? High quality, low cost auto insurance is one of the few essentials dominating today’s auto industry, and it’s something that many people are missing out on because insurance companies are too busy trying to drum up new business to take care of their current customers-or to help make sure their drivers have the well rounded coverage they deserve.

Is your auto insurance company toeing the line?

How High Are Your Auto Insurance Rates?

Let’s start by taking a look at your auto insurance rates. Companies often offer new customers the opportunity for some great savings via new customer discounts. Those car insurance discounts lure them in and entice them to hand over their business. Once they get there, however, savings aren’t as readily available. And over time, drivers that have stuck with the same company for a while end up paying more for their car insurance than the newcomers-and that can create some serious friction.

Has your auto insurance company been dropping your auto insurance rates as a reward for your loyalty, or are you losing to new drivers that haven’t signed a policy yet?

The next question is, how much are you saving as a result of your auto insurance discounts? There are literally hundreds of ways you could be saving on your insurance. For example, did you know that you can save 10% or more just by installing a fuel switch that makes your car harder to steal? Or that engineers and teachers traditionally pay less for their insurance because they’re statistically less likely to get in an accident?

How about the fact that you could save 10-20% on your insurance just by cutting out your morning commute? These are all things your auto insurance agents should be telling you about, but many don’t because they either don’t know better or they’re not looking out for your best interests. Whichever the case may be, the last thing you want to do is end up paying too much money for practically nothing.

How Good is Your Coverage?

The other thing your auto insurance agent should tell you is that a bare minimum of auto insurance probably isn’t enough. See, every state has its own requirements when it comes to your coverage-what’s known as minimum coverage levels. In most states that means carrying a certain amount of liability insurance on your car. Others might extend that liability requirement to cover uninsured motorist accidents, and others may adhere to a no-fault policy. Whatever the case, the state’s going to tell you that you have to carry insurance. What they don’t tell you is that when it comes to your auto insurance just enough usually isn’t enough.

Experts recommend that all drivers carry a minimum of $100,000-300,000 in liability insurance, as well as enough comprehensive and collision insurance to reimburse you for the loss of your car if it happens to be totaled in an accident. And with an estimated 10% of drivers driving without insurance by 2010 you never want to be caught on the road without uninsured motorist insurance.

Is your auto insurance company looking out for you, or are they just looking out for number one?

About the Author: Clifford F. Berman is the CEO of QuoteScout.com. To learn more about your

auto insurance

, visit them on the web at http://www.QuoteScout.com.

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