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Bangladesh security tightened following Pilkhana massacre and Bashundhara City fire

Category : Uncategorized

Friday, March 20, 2009

Following the Pilkhana massacre which occurred February 25 and 26 leaving 74 dead and the inferno at the Bashundhara City shopping mall complex March 13 leaving seven dead, Prime Minister Sheikh Hasina said security measures are being tightened countrywide across Bangladesh.

Fire drills will be enacted at all key-point installations (KPI). Fire fighting systems will be examined by the fire brigade and the public works department (PWD) to ensure functionality. Security measures will be enhanced supplementing areas under private security such as at the Bashundhara City Complex.

The Fire Service and Civil Defence Department requires modernization and needs new equipment to fight fires past the sixth floor of buildings. The Fire Brigade says it needs turntable ladders, snorkels, foam-tenders, lighting units, emergency tenders, fireproof uniforms, and rescue ropes for fire fighting and rescue operations. Transportation to fires is also an issue due to narrow roads, low electrical wires and congestion.

The Bangladesh National Building Code requires fire fighting equipment installed in buildings over seven floors. This code is to be monitored by authorities to ensure compliance with the new guidelines and to make sure buildings are being maintained.

The Bashundhara City Complex opened Monday for shoppers two days after Friday’s blaze. A probe is underway to determine the cause of the fire and to assess structural damage.

Loss of life was minimized as the blaze broke out on a Friday, the beginning of the weekend in Bangladesh, so offices in the upper floors were empty. The lower eight floors are used for shopping and the upper floors are all Bashundhara Group offices.

The mall is valued at Tk 7.0 billion (US$100 million). It is not known if the complex is covered by fire insurance.

It is estimated that it will take over two years to rebuild the area damaged by flames which were burned down to a skeleton. Bashundhara City’s technical advisor, Latifur Rahman, estimated damages at Tk 2.0 billion (US$29m).

Only one television cameraman has been allowed in to film the burnt area. None of the 2,500 shops, cinemas or cafes were burnt by the inferno. The seventh and eighth floors still experience smoke damage, and there was water damage to merchandise.

A three member committee is currently investigating the cause of the fire which will consist of Iqbal Khan Chowdhury, joint secretary of the ministry, representatives of the police, IGP Noor Muhammad, and fire brigade, Director General Abu Nayeem Md Shahidullah. The committee is required to report within the week with their findings. The forensics department is also sifting through the burnt remains.

The Dhaka Chamber of Commerce and Industries has also formed a committee which has begun interviewing witnesses and recording their testimony alongside the government committee.

It has been discovered that 150 closed circuit cameras were not being used when the fire started. Another mystery is why the mall fire fighting system has been found unused.

Why the fire burnt so fiercely is a matter to think….These matters seem to be mysterious

“In the shopping mall there is an ultra-technology elevator which runs even without electricity but we have found that locked,” Iqbal Khan Chowdhury, joint secretary (Police) of the home ministry, said. “Why the fire burnt so fiercely is a matter to think. We have to see if there was any incendiary substance there. These matters seem to be mysterious.”

Mall management has been asked to submit substances and items which would have been in the upper floors when the fire started. The fire erupted on the 17th floor and spread quickly to the two floors above and engulfed the three floors below. The aerial ladders belonging to the Fire Service and Civil Defence reached as high as the 13th floor of the 21-storey building.

Videos have been sent to the United States (US) for examination to assist in determining the cause of the fire and to help in the damage assessment. Experts from the US are expected to arrive soon.

Firefighters were brought to the rooftop of the 20-storey tower by helicopter. The only fatality in this operation was Baki Billa, a firefighter of Bashundhara City firefighting department, who fell when climbing down a rope from a helicopter to the roof of the building. Three other firefighters made the transition safely. At this same time, the chief security officer was safely rescued by the Bangladesh Air Force helicopter, a Bell 212. Six security officers of the complex also lost their lives.


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Market maker Bernard L. Madoff arrested in $50B ‘giant Ponzi scheme’

Category : Uncategorized

 Correction — January 10, 2009 This article incorrectly states that Mr Madoff attended Hofstra University Law School. His education was actually with Hofstra College, which he graduated from in 1960. 

Friday, December 12, 2008

Top broker and Wall Street adviser Bernard L. Madoff, aged 70, was arrested and charged by the FBI on Thursday with a single count of securities fraud, also known as stock fraud and investment fraud. He allegedly told senior employees of his firm on Wednesday that his $50 billion business “is all just one big lie” and that it was “basically, a giant Ponzi scheme (since at least 2005).” Mr. Madoff faces up to 20 years imprisonment and a fine of up to $5 million. FBI agent Theodore Cacioppi said Mr. Madoff’s investment advisory business had “deceived investors by operating a securities business in which he traded and lost investor money, and then paid certain investors purported returns on investment with the principal received from other, different investors, which resulted in investors’ losses of approximately $50 billion dollars.”

The former chairman of the Nasdaq Stock Market is also the founder and primary owner of Bernard L. Madoff Investment Securities LLC, the closely-held market-making firm he launched in 1960. The firm is one of the top market maker firms on Wall Street. He founded his family firm with an initial investment of $5,000, after attending Hofstra University Law School. He saved the money earned from a job lifeguarding at Rockaway Beach in Queens and a part time job installing underground sprinkler systems.

A force in Wall Street trading for nearly 50 years, he has been active in the National Association of Securities Dealers (NASD), a self-regulatory organization for the U.S. securities industry. His firm was one of the five most active firms in the development of the NASDAQ, having been known for “paying for order flow,” in other word paying a broker to execute a customer’s order through Madoff. He argued that the payment to the broker did not alter the price that the customer received. He ran the investment advisory as a secretive business, however.

Dan Horwitz, counsel of Mr. Madoff, in an interview, said that “he is a longstanding leader in the financial-services industry with an unblemished record; he is a person of integrity; he intends to fight to get through this unfortunate event.” Mr. Madoff was released on his own recognizance on the same day of his arrest, after his 2 sons turned him in, and posting $10 million bail secured by his Manhattan apartment. Without entering any plea, the Court set the preliminary hearing for January 12.

Madoff’s hedge fund scheme may rank among the biggest fraud in history. When former energy trading giant Enron filed for bankruptcy in 2001, one of the largest at the time, it had $63.4 billion in assets. The scheme would dwarf past Ponzis, and it would further be nearly five times the telecommunication company WorldCom fraud and bankruptcy proceedings in 2002.

The Securities and Exchange Commission filed a separate civil suit on Thursday against Bernard L. Madoff Investment Securities and its eponymous founder Mr. Madoff. It was docketed as “U.S. v. Madoff,” 08-MAG-02735, by the U.S. District Court for the Southern District of New York (Manhattan). SEC, New York associate director of enforcement, Andrew M. Calamari, asked the judge to issue seizure orders on the firm and its assets, and appoint a receiver. The SEC pleads, among others, that “it was an ongoing $50 billion swindle; our complaint alleges a stunning fraud that appears to be of epic proportions.” It further accused the defendant of “paying returns to certain investors out of the principal received from other, different investors” for years. Madoff’s hedge fund business had previously claimed to have served between 11 and 25 clients and had $17.1 billion in assets under management. But virtually all of the assets were missing.

United States District Court for the Southern District of New York Louis L. Stanton on Thursday appointed Lee Richards, a Manhattan lawyer, as the firm’s receiver. A hearing is set for Friday, for a ruling on the SEC’s petition to grant plenary powers to the receiver over the entire firm, and an absolute asset sequestration.

Doug Kass, president of hedge fund Seabreeze Partners Management said that “this is a major blow to confidence that is already shattered — anyone on the fence will probably try to take their money out.”


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Navajo group files fourth lawsuit against Trump Administration over U.S. national monument site

Category : Uncategorized

Friday, December 8, 2017

Today, a federal judge heard the first of several lawsuits filed against the U.S. government over the Bear’s Ears National Monument.

Yesterday, the Utah Dine Bikeyah, a Navajo nonprofit, posted the fourth and latest of several lawsuits against the Trump Administration over plans announced Monday that would split the Bears Ears National Monument into several smaller parcels and greatly reduce its overall size. The Conservation Lands Foundation, Archaeology Southwest, Friends of Cedar Mesa, Society of Vertebrate Paleontology, Access Fund, and the National Trust for Historic Preservation are all co-plaintiffs in the suit.

“President Trump has literally dismembered our sacred Bars Ears monument that five Tribes have worked tirelessly for many years to protect in order to preserve our culture and way of life,” reads a statement by Mary Benally of Utah Dine Bikeyah.

On Monday, shortly after the announcement, representatives of the five Native American tribes of the Bears Ears Inter-tribal Coalition, the Hopi, Pueblo of Zuni, Navajo Nation, Ute Mountain Ute Tribe, and Ute Indian Tribe announced plans to sue the administration of sitting United States President Donald Trump over the shrinking of protections on a Utah monument area that is home to Native American ruins and artifacts. Ten environmental groups, including the Sierra Club, Center for Biological Diversity, National Resources Defense Council, and Wilderness Society are also filing lawsuits regarding another monument area, also in Utah. President Trump publicly announced his plans to redesignate both sites on Monday.

In a visit to Utah on Monday, President Trump announced plans to break up the Bears Ears National Monument into three smaller areas similarly reduce the Grand Staircase-Escalante National Monument. The coalition claims that the Antiquities Act of 1906 forbids the president from doing this. “The President was plainly aware that he lacked the authority to revoke a monument and is thus transparently attempting to evade that strict limitation by purporting to reduce it but, as described herein, the President’s action must be viewed as a revocation, particularly with respect to all objects not included in the two ‘new’ monuments,” the official filing argues.

In his announcement, President Trump said, “The families and communities of Utah know and love this land the best, and you know the best how to take care of your land. You know how to protect it. And you know best how to conserve this land for many, many generations to come,” and called the original designation government overreach.

According to documents acquired by The Washington Post, a uranium consortium called Energy Fuels Resources had engaged a professional lobbying firm to convince the Trump Administration to reduce the size of the monument so that it could access the uranium deposits inside. Uranium is the raw material used as fuel in nuclear power plants, and the only uranium mill in the United States is just outside Bears Ears. Secretary of the Interior Zinke says this was not a factor, however: “This is not about energy,” he said on Tuesday. “There is no mine within Bears Ears.”

Navajo Nation President Russel Bageye called the decision “an open invitation for mining companies to come in and start mining uranium and other minerals in the area.” Many uranium mines have been opened on or near Navajo land. Most were never cleaned properly and the land and water remain heavily contaminated.

There is some legal precedent for a president shrinking a national monument—Woodrow Wilson shrank the Mount Olympus National Monument during the early 20th century, but no court cases ever rejected or endorsed the decision.

Although the specifics were not confirmed until Monday, the fact that the administration had plans to reduce protections on Bears Ears and Escalante in some way has been public knowledge, and the Bears Ears Inter-tribal Coalition had already been planning to sue. In a statement issued Thursday, Nov. 30, President of the Navajo Nation Russel Beyaye said, “At the very least, President Trump should have consulted with the original local governments of the Bears Ears region: our five Indian Nations. Instead, our many requests for consultation were ignored. An action to diminish the Bears Ears National Monument in any way will be an action against the Navajo Nation and the Navajo people who have worked so tirelessly to protect these lands.”

“The tribes view this as an affront to themselves and their own self determination,” said attorney for the Native American Rights Fund Natalie Landreth earlier this month in the Salt Lake Tribune. “All of us, all five tribes will be suing jointly the day he makes an announcement.”

Bears Ears and Grand Staircase-Escalante were declared protected areas by then-Presidents Barack Obama and Bill Clinton, and both are home to artifacts and archeological sites. Bears Ears had a problem with looters before President Obama declared it a national monument. The changes will split the monuments up into many smaller parcels and reduce the overall protected area by more than a million acres collectively. According to some White House documents, protected status will be “confined to the smallest area compatible with the proper care and management of the objects identified” as in need of protection.

The Antiquities Act gives the sitting U.S. President the authority to set aside spaces already within federal territory that he feels are in danger without requiring approval from Congress, for example, by prohibiting industrial development and motor vehicle access. Over the past century, legal scholars and a U.S. attorney general have claimed that the Act does not permit a sitting president to reverse a previous president’s decision.

Several Republicans, including Senator Orrin Hatch of Utah, support the president’s decision: “I believe his proclamation, following Secretary [of the Interior] Zinke’s fair, thorough, and inclusive review, will represent a balanced solution and a win for everyone on all sides of this issue.”

Other groups, including the clothing retailer Patagonia have also announced plans to sue. Patagonia, which sells outdoor clothing and equipment, argues that by reducing the size of areas where customers would use the company’s products, the government is denying Patagonia business. However, the Inter-tribal Coalition’s lawsuit was the first one filed.

“The tribes feel it was important to file first, to be ahead of the line, to make it very clear that this is not just a conservation issue,” said attorney Natalie Landreth of the Native American Rights Fund, which is representing the coalition. “To them, it is a tribal sovereignty issue.”

This comes days after President Trump was condemned by the National Congress of Native Americans for his use of the term “Pocahontas” during ceremony meant to honor Navajo Code Talkers, Native American men who developed and used a Navajo language-based military code for the U.S. military forces during World War II. “Pocahontas,” is President Trump’s nickname for Democrat Elizabeth Warren, a reference to Warren’s claims that her family has Native American ancestry. The ceremony was held in front of a picture of former president Andrew Jackson, who presided over the Trail of Tears in the early 1800s, in which thousands of Cherokee perished in a forced migration west.

[edit]


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United States: New York City mayoral swear-in to pair potential 2020 presidential prospects

Category : Uncategorized

Sunday, December 31, 2017

On New Years Day 2018, on the steps of New York City Hall, U.S. Senator Bernie Sanders of Vermont, runner-up for the Democratic Party’s 2016 presidential nomination and potential 2020 presidential candidate, is to conduct the swearing-in of New York City Mayor Bill de Blasio, himself a potential 2020 presidential contender. In a statement, de Blasio, who was re-elected as Mayor this past November, claims to have invited Sanders due to the progressive icon’s Brooklyn, New York roots and advocacy on behalf of working people. Analysts say the invitation is a calculated political move on behalf of de Blasio to take advantage of Sanders’ popularity.

Sanders, 76, a self-identified Socialist, was born in Brooklyn before relocating to his current home of Vermont. After running for various public offices in the 1970s as a member of the anti-war Liberty Union Party, Sanders won election as Mayor of Burlington in 1981, serving three successive terms. In 1990, he was elected to the United States House of Representatives as an Independent, serving for 16 years before winning election to the U.S. Senate, again as an Independent. During his 2016 presidential campaign, Sanders garnered grassroots support, finishing second at the Democratic National Convention to Hillary Clinton, whose husband, former President Bill Clinton, administered de Blasio’s oath for Mayor in 2014.

Sanders’ 2016 performance and ensuing popularity within the Democratic Party has led to speculation about his plans in 2020. According to Politico, Sanders is taking steps toward a 2020 run. Referencing Sanders’ advanced age, incumbent President Donald Trump, who has already announced plans to run for re-election in 2020, said he expects Sanders to run “even if he’s in a wheelchair.”

News outlets have also speculated about de Blasio’s 2020 prospects. Last week, de Blasio delivered a speech in the first-in-the-nation caucus state of Iowa, prompting publications such as The Week and Newsweek to discuss whether the speech, delivered before about 200 progressive activists in Des Moines concerning the direction of the Democratic Party, was a way for de Blasio to test the waters for a potential run. De Blasio himself has denied he is running for President, though speculation persists.

Congressman John Delaney of Maryland is currently the only prominent Democrat officially running for President. Senators Elizabeth Warren of Massachusetts and Kirsten Gillibrand of New York are also expected to run.


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Buffalo, New York snow storm closes schools, leaves nearly 400,000 without power

Category : Uncategorized

Friday, October 13, 2006

Buffalo, New York — Lake effect snow has come early to parts of Western New York prompting a State of Emergency and a flood watch to be issued, especially in Buffalo, New York and its suburbs where nearly 2 feet of snow fell during the afternoon and last night. Snow started to fall at around 12:00 pm EST on Thursday, October 12, heavy at times, and accompanied by thunder and lightning. Forecasters called the weather event “unprecedented.” A driving ban has been issued for Tonawanda, New York, Buffalo and Amherst where at least “80% of roads in Amherst are impassible.” The Buffalo Niagara International Airport opened at almost 3:30 p.m. [EST]. The New York State Throughway, or interstate 90 is closed from nearly Rochester, New York to Dunkirk, New York which is nearly 110 miles long. Motorists at the Williamsville, New York toll barrier are being turned around. A driving ban remains in effect while a state of emergency exists.

Water will be shut off in 24 hours due to the lack of electricity to water pumps in the area and in a press conference, Mayor of Buffalo, Byron Brown issued a “boil water advisory.” Brown also said that “70,000 of the 75,000 residents and businesses in Amherst are still without power.” Residents are asked to bottle water and prepare for the outage. It is not known when water will be turned back on. At least 30 water intake pumps in Erie County, out of the 50 the county has, have no power. Officials say that businesses and residents could be out of water by 5:00 p.m. [EST].

At least 3 people have been killed due to the storm. Two of those people were killed in a two-car accident in Lancaster, New York, and the other person was in Niagara County and died after being hit by a vehicle. One person was crushed and killed by a falling tree in Amherst, while in the process of removing snow from his property.

Hundreds of trees have snapped in half as the snow began to fall around the city. Many trees, which still have their leaves, have broken into pieces as the heavy, wet snow began to pile up, as much as an inch an hour. Early on Thursday, the airport had received nearly 9 inches (23cm) of snow and climbing. The storm has caused many delays and cancellations in flights leaving from or going to Buffalo.

Nearly 400,000 people in Buffalo and surrounding suburbs are still without power and forecasters at the NOAA are warning people “not to go outside in an area where heavy snow has fallen unless absolutely necessary.” Power may not be restored to the affected areas until Sunday and possibly next week in some areas. Damage to trees is extensive with nearly every tree destroyed on Granger Place in Buffalo.

“This was extremely heavy snow and most of the trees still have most of their leaves … we can’t do a complete damage assessment until the snow stops falling,” said spokesman for Niagara Mohawk, Western New York’s area power company, Steve Brady.

“At 8 pm [on Thursday], utility companies were reporting over 50,000 customers without power. The reason for the widespread power outages has been the combination of very heavy water laden snow accumulating on the trees that still have most of their leaves. Tree’s limbs break under the weight of the snow and bring down power lines as they fall,” said a statement on NOAA’s website.

“[This is the] snowiest day in 137 years [of weather records]. Six inches of snow occurred on October 13, 1909 and again on October 31, 1917,” added the NOAA weather statement.

Many business and nearly every school in Western New York are still closed due to the weather and the snow is forecasted to move south again over the Buffalo Metropolitan area, but snow amounts are not expected to be significant. Wind is expected to be strong and gusty which could bring down tree limbs which are broken but still attached to the tree. Some areas could se an additional 6 inches of snow by Saturday morning.

The flood watch takes effect at 2:00 p.m. [EST] and continues through Saturday.


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“PGR4” pre-launch in Taiwan: TOP Drivers’ Derby

Category : Uncategorized

Saturday, September 29, 2007

After the launch of “Halo 3” on Tuesday (September 25), Microsoft promoted a brand new Xbox360 racing game “Project Gotham Racing 4” (PGR4) with a friendship match as a “TOP on TOP” competition between Taiwanese World Cyber Games (WCG) PGR3 Delegate You-cheng Liu and “Drift Master of Taiwan” Po-hsiung Chou at YAMAHA MotorTown in Taipei City, Taiwan.

Before the friendship match, Cary Chen (Senior Product Marketing Manager of Entertainment and Device Division, Microsoft Taiwan) show the new features on PGR4 to the press, VIPs, and guests and praised the “PGR” game series with the “Kudos” skill points. He remarked that in the “PGR4”, not only joined new car type and racing motorcycles, but also add Dynamic Weather System feature for the performance of new different type experiences on weathers, driving, and racing lane.

Chen also remarked that PGR series is surely respected because of the racing game competition factor on WCG from 2006. This “PGR” series can realize lots of dreams of players on making some special skills which can’t be done on reality. With the Xbox Live linking, PGR series has successfully made a great achievement.

After the presentation and demos, Microsoft Taiwan held a friendship match. Before the match, Y. C. Liu welcomed P. H. Chou with Chou drove a BMW car to the main entrance. After the entrance, the match started. With the witnesses of VIPs, press, and players, Liu won the friendship match by the turning fault of Chou. Even though Chou wanted to invite Live as a racer in reality after the match, but Liu temporarily declined with his consideration.

Microsoft Taiwan announced that the Chinese Version of “PGR4” will be available on October 5, and welcomed players competing with “I want ‘PGR4’ Helmet!” photo competition. And also, “Yamaha PGR4 Cup – Taiwan Driving Master Championship” will be held and set qualification section in October and final section in December of Information Month in Taipei.


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Car Buying Tips: Five Things You Need To Know To Avoid Hidden Fees And Additional Costs}

Category : Cars

Submitted by: Scott Conklin

Before purchasing your next car, you’re going to want to check for hidden costs, add-on fees, and other charges. You could end up spending hundreds, even thousands, of dollars over the lifetime of your loan.

Once you’ve found the car you want, it’s time to sit down with your sales rep to negotiate the terms of your contract. After a little back and forth on price, figuring out your interest rate, and calculating your monthly payment, you’re ready to sign on the dotted line, right?

Not so fast.

When you read the fine print you may find that additional fees and charges have found their way into your contract including add-ons you didn’t necessarily ask for.

Most car buyers are so focused on getting the best interest rate and negotiating the most affordable monthly payment that they’re unconcerned with the fine print of the contract. By the time they get to the step where they review and sign the paperwork, if the sales rep is throwing industry terms at them that they don’t fully understand, they’re becoming exhausted from the entire process and just want to get it over with.

Here are a few insider tips to make sure you don’t regret signing those papers.

1.) Read the Fine Print

While this seems pretty obvious and self-explanatory, it’s amazing how trusting the consumer can be. Honestly, the last time you bought a car, did you read and fully understand the contract before you signed it? Probably not. Most people don’t.

Some unscrupulous car dealerships are betting on that. Because most people don’t read the fine print, some sales reps can slide in additional, undisclosed charges or extras with huge mark-ups to their profit.

Also, make sure there are no blank spaces on your finance contract that can be filled in later wherever there are blank spaces, write in “$0” or “N/A.”

2.) Typical Extras

Most of us are familiar with learning about the standard features of an automobile and then figuring out which additional features we are willing to pay extra for, but here are some extras to look out for when reviewing your contract:

Rust proofing

Extended warranty

[youtube]http://www.youtube.com/watch?v=bbzy1uaw_58[/youtube]

Fabric protector

Car alarm (including Lojack, a device police use to find your car if you report it stolen)

Paint sealant

Credit life insurance

GAP

Window etching

The value of such extras depends on individual customer needs and situations. If the sales rep attempts to tell you that some or all of these extras are standard for every vehicle on the lot, ask to order your car from the factory, or suggest the dealership trade with another dealer that hasn’t pre-packaged their vehicles.

Extra products can add thousands to the negotiated price of the vehicle. Most products fill a customer need that when priced and disclosed correctly and can add real value to the whole transaction.

The problems with extras occur in two areas. First, when the sales rep doesn’t spend the time necessary to determine which products fit the specific needs of the customer. Rather than suggest specific extras individually priced, the sales rep lumps all the products together and pushes you to buy them as a package.

Second, unscrupulous sales reps can add thousands of dollars to the amount financed for these products, but not disclose the price increase until the last possible moment, when the financing contracts are being signed.

3.) Documentation and Administration Fees

Federal, state, and local governments are pushing more and more of their regulatory cost onto the local dealerships. In an effort to offset some of these fees and services dealers are required to perform, most add, a documentation or administration fee to the total cost of the transaction. Depending on state and local regulations, fee adding $100 to $150 seem reasonable and cover most of these additional items. These services include:

Duplicate Title Fees

Notice of Security Interest (to perfect lien)

30-day Permits

Federal terrorist matching data bases

Federal information privacy requirements

State vehicle id verification

Highway Patrol Inspections for out-of-state titles

Registering leases at customer’s county of residence

Carfax

FedEx charges/Shipping charges

Additional title addendums

Truth in lending record retention

Some dealers have taken up the practice of marking up documentation and administrative fees and are now charging as high as $300 to $500 per sale. A few are even higher. The charge for most of these fees seems to be more based on getting a customer to pay extra after the customer has finished negotiating, not the average amount it cost to get most deals through various state and federal regulations, as implied.

4.) Ask for a Menu System Disclosure

The best disclosure method I’ve seen in years involved using a menu system. On a separate sheet of paper the rep produces a document that includes:

1.)The negotiated price of the vehicle or trade difference

2.)The additional price of suggested extras (these can be shown as various option packages that may save money when bought in combination and as individually priced options)

3.)New totals initialed by both parties

This procedure makes sure that any suggested extras are properly explained and disclosed. It also allows the customer time to consider each item separate from the longer and potentially confusing finance documents. The final numbers from the menu should get carried over directly to the finance document.

5.) Other Costs

When buying a car, remember that there are other “hidden” costs (or, costs that aren’t usually considered), that go beyond the dealership.

During the lifetime of your vehicle, you’re going to have to pay for registration and tags, taxes, insurance, oil changes and fuel every year, and periodically pay for maintenance and repairs. Older models (cars more than 3-5 years old) may cost less up front, but you will likely need to factor more maintenance and repair costs into your budget than if you bought a newer model. While new models need fewer repairs and maintenance work, you will have to pay more up front.

Your wallet does not have to go through the ringer the next time you decide to visit a new or used car dealer. You can protect yourself from blindly signing into an unfavorable car deal by doing your homework, going to a car dealership with a good reputation, being prepared, asking questions, and double checking behind your sales rep.

About the Author: Scott Conklin is president of Conklin Cars, a Salina new/used car dealer (

conklincarssalina.com/

), Hutchinson new/used car dealer (

conklincarshutchinson.com/

), and Newton new/used car dealer (

conklinnewton.com/

) in Kansas.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=164621&ca=Automotive }


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Italy and France draw 1-1; Italy wins FIFA World Cup on penalties

Category : Uncategorized

Sunday, July 9, 2006

Italy converted five immaculate penalties to win the 2006 FIFA World Cup after a drawn game and thirty minutes of extra-time in the spectacular arena of the Olympiastadion Berlin, Sunday.

French captain Zinedine Zidane did not help his team when, 20 minutes into extra time, he lost control of his emotions and got a red card after ramming his head into the chest of Italian player Marco Materazzi.

The game was closely contested with the play makers on both sides – Andrea Pirlo and Zidane, on his last game before retirement – not getting much space with which to dominate the play. For Italy and France Gennaro Gattuso and Claude Makelele tackled hard.

However; both creative midfield stars made important contributions to the only goals of the game. Zidane converted a chipped penalty after five minutes while Pirlo’s magnificent corner, a quarter of an hour later, thundered into the net off Marco Materazzi’s head.

Materazzi had previously conceded the penalty when he tapped Florent Malouda on his ankle as he ran past him in the penalty area.

In the first half Italy’s left and right defensive backs Gianluca Zambrotta and Fabio Grosso penetrated down the French flanks. But after the break France came out the strongest. The flow of the game was disrupted when Patrick Viera pulled-up injured and Marcello Lippi made two substitutions on the hour. A deadlock resulted as teams tired and individuals battled for every ball without thinking too hard about constructing team attacks.

Materazzi was never far from the action in the final and though Italy had 55 percent of ball possession was one of the busier players on the pitch. France were slightly more potent offensively with 13 shots – out-shooting the Azzurri by eight attempts.

In Extra Time France came closest to a goal – Zidane, unmarked, headed to goal from 12 yards but was tipped over one-handed by Gianluigi Buffon.

Zidane’s next contribution to the game was not so graceful and appeared to be sparked by the close marking of the ubiquitous Materazzi. After a verbal altercation the 34-year-old turned around and drove his head violently into the Italian’s upper chest.

Materazzi was knocked backwards on the floor but the incident occurred off the ball and was not immediately noticed by the referee or his assistants. Buffon soon ran out of his penalty area to an assistant referee and the game was stopped.

Horacio Elizondo ran to the touchline to consult with officials and returned waving a red card for the violent conduct of Zidane. It is likely FIFA used information from fourth and fifth official to confirm the decision. However FIFA denied video evidence claims alleged by France team’s coach Raymond Domenech[1].

The headbutt and red card was Zidane’s last action in football as he had said he would retire after the tournament.

A penalty shootout was necessary to decide the winner. Eight shots went in; David Trezeguet missed the one that mattered. His shot hit the crossbar and unlike Zidane’s penalty in the first half, bounced down inches the wrong side of the goal line.

While Zidane was hanging his boots up Marco Materazzi scored Italy’s third. Grosso, who in the second round had won a last minute penalty against Australia, powered in the fifth to give Italy the cup.

The only goal Marcello Lippi’s Italy conceded during free play in the tournament proved to be an own goal from Cristian Zaccardo against the United States of America.

Italy captain Fabio Cannavaro, on the occasion of his 100th cap, was instrumental in their defensive achievement. Amid wild scenes of joy on the pitch he jumped onto the podium and lifted the trophy, the fourth of Italy’s history.

Post match celebrations

Following the match the streets and plazas of Italy were filled with celebrating fans, with flags waving from thousands of cars and motorbikes.

Contents

  • 1 Final
  • 2 Penalties
  • 3 Formations
    • 3.1 France
    • 3.2 Italy
  • 4 Officials
  • 5 Related news
  • 6 Sources

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Wikinews 2014: An ‘Original reporting’ year in review

Category : Uncategorized

Wednesday, December 24, 2014 With the English-language Wikinews continuing to increase the amount of original content published, we take a look back at some of the eighty-plus original reports from our contributors during 2014.


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Bluetongue outbreak in Germany

Category : Uncategorized

Thursday, September 20, 2007

A highly dynamic Bluetongue (or catarrhal fever) infection of sheep herds is underway in Germany. From August 2006 till September 9, 2007, 1,833 farms had reported the presence of the infection. From Sept 9. till September 14, 2007, the number of farms reporting infections has grown to 5,686. The number of deaths is estimated around 15,000 sheep.

Bluetongue infection is of viral origin and is harmless to humans. It is an insect-borne viral disease of ruminants, mainly sheep and less frequently of cattle, goats, buffalo, deer, dromedary camels and antelope. There are no reports of human transmission.

The origin of the infection is not clear but it is one of the diseases which is still feared to invade Northern Europe as a consequence of global warming. No official sources are as yet available as the affected sheep farmers have tried to get the news on the media but to no avail.

The disease has also been found in Belgium, France, the Netherlands and Luxembourg. The United Kingdom Department for Environment Food and Rural Affairs says the virus could spread from Northern Europe to the UK, but is unlikely.